List of Online Stores That Accept Zip Pay to BNPL

Zip Pay has been in the BNPL business for a long. And it has grown to become a go-to option for hundreds of customers who need financing for consumer goods. Today, all Zip transactions happen via the mobile app, which you can use to shop big and popular retailers such as Sephora, Walmart, Home Depot, and Target.

List Of Stores That Allow Zip Pay for BNPL

Here are some popular stores that accept Zip Pay to BNPL:

1AmazonElectronics, Computers, Laptops, Furniture, Appliances, TVs, Shoes, Clothing, Jewelry, Cell phones, Glasses
2NeweggComputers, Laptops
3GamestopComputers, Laptops
4AppleComputers, Laptops, Cell phones, Tablets
5Best BuyElectronics,  Appliances, Computers, Cell phones, Furniture, Smart home
6Ally FashionClothing, Makeup, Jewelry, Sunglasses
7H&MClothing, Shoes, Jewelry, Sunglasses
8TargetElectronics,  Appliances, Computers, Cell phones, Furniture, Smart home
10MotoquipeCar accessories
11The Creative Toy ShopToys
12One Honey BoutiqueDresses
13Wild Secrets LingerieLingerie
14Shaver ShopGrooming, Massage Guns
15PETstockPet Food, Pet supplies
16Christmas WarehouseChristmas decorations
17SportitudeSport shoes
18ShopZeroElectronics, Makeup, Furniture, Toys
20MyDealFurniture, Mattresses, Cell phones, Office Supplies
21The Block ShopArt, Furniture, Home Decor
22TouyuniverseToys, Books
23Naturally SweetFood
24YellowOctopusGadgets, Gifts, Toys
25ShielsJewelry, Watches

What is Zip Pay?

Formerly Quadpay, Zip Pay is a BNPL financial service that allows you to buy products with an installment plan. You’ll have your purchase divided into four equal installments, so you can make your purchase payments with ease.

How Does Zip Pay Work?

Zip Pay works with hundreds of retailers that accept Visa cards. And its collaboration with popular brands in the e-commerce space means you can shop at online stores that you love and enjoy the convenience of making payments in your own terms.

Some retailers have the Zip Pay button added to their checkout page and some offer the BNPL option via the Zip Pay app.

As for making online payments, Zip Pay will automatically display an option for you to pay in four equal installment plans payable every 14 days, the first being due at checkout.

Every fortnightly, Zip Pay will bill your debit or credit card for the balance owed until you settle the whole purchase balance. You will get a reminder about an upcoming payment as well as a transaction confirmation as soon as Zip Pay charges your account.

One thing that makes this financial service different from options such as Clearpay is they charge a fee for every installment you make. Essentially, you pay $1 extra for every transaction, so you should expect to spend $4 for all the installments.

Related: BNPL with Zip Money


  • Zip Pay doesn’t conduct hard credit check
  • Works with hundreds of online retailers


  • You will incur late fee if you fail to make your payments on time
  • Charges a convenience for each installment
  • Zip Pay reports all borrowers to collections


Zip Pay’s convenience fees mean you’ll end up paying more than you would if you use other BNPL services such as Afterpay and Splitit. However, it can still be a good fit if you need to cover expenses provided you can manage to pay up the installments on time.

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