List of Online Stores That Accept Zip Pay to BNPL
Zip Pay has been in the BNPL business for a long. And it has grown to become a go-to option for hundreds of customers who need financing for consumer goods. Today, all Zip transactions happen via the mobile app, which you can use to shop big and popular retailers such as Sephora, Walmart, Home Depot, and Target.
List Of Stores That Allow Zip Pay for BNPL
Here are some popular stores that accept Zip Pay to BNPL:
| No | Store | Description |
| 1 | Amazon | Electronics, Computers, Laptops, Furniture, Appliances, TVs, Shoes, Clothing, Jewelry, Cell phones, Glasses |
| 2 | Newegg | Computers, Laptops |
| 3 | Gamestop | Computers, Laptops |
| 4 | Apple | Computers, Laptops, Cell phones, Tablets |
| 5 | Best Buy | Electronics, Appliances, Computers, Cell phones, Furniture, Smart home |
| 6 | Ally Fashion | Clothing, Makeup, Jewelry, Sunglasses |
| 7 | H&M | Clothing, Shoes, Jewelry, Sunglasses |
| 8 | Target | Electronics, Appliances, Computers, Cell phones, Furniture, Smart home |
| 9 | Ryder | Trucks |
| 10 | Motoquipe | Car accessories |
| 11 | The Creative Toy Shop | Toys |
| 12 | One Honey Boutique | Dresses |
| 13 | Wild Secrets Lingerie | Lingerie |
| 14 | Shaver Shop | Grooming, Massage Guns |
| 15 | PETstock | Pet Food, Pet supplies |
| 16 | Christmas Warehouse | Christmas decorations |
| 17 | Sportitude | Sport shoes |
| 18 | ShopZero | Electronics, Makeup, Furniture, Toys |
| 19 | Spell | Clothing |
| 20 | MyDeal | Furniture, Mattresses, Cell phones, Office Supplies |
| 21 | The Block Shop | Art, Furniture, Home Decor |
| 22 | Touyuniverse | Toys, Books |
| 23 | Naturally Sweet | Food |
| 24 | YellowOctopus | Gadgets, Gifts, Toys |
| 25 | Shiels | Jewelry, Watches |
- Ryder
- Motoquipe
- The Creative Toy Shop
- One Honey Boutique
- Wild Secrets
- Shaver Shop
- Pet Stock
- The Christmas Warehouse
- Sportitude
- Shop Zero
- Spell & The Gypsy Collective
- My Deal
- The Block Shop
- Toy Universe
- Naturally Sweet
- Yellow Octopus
- Shiels
What is Zip Pay?
Formerly Quadpay, Zip Pay is a BNPL financial service that allows you to buy products with an installment plan. You’ll have your purchase divided into four equal installments, so you can make your purchase payments with ease.
How Does Zip Pay Work?
Zip Pay works with hundreds of retailers that accept Visa cards. And its collaboration with popular brands in the e-commerce space means you can shop at online stores that you love and enjoy the convenience of making payments in your own terms.
Some retailers have the Zip Pay button added to their checkout page and some offer the BNPL option via the Zip Pay app.
As for making online payments, Zip Pay will automatically display an option for you to pay in four equal installment plans payable every 14 days, the first being due at checkout.
Every fortnightly, Zip Pay will bill your debit or credit card for the balance owed until you settle the whole purchase balance. You will get a reminder about an upcoming payment as well as a transaction confirmation as soon as Zip Pay charges your account.
One thing that makes this financial service different from options such as Clearpay is they charge a fee for every installment you make. Essentially, you pay $1 extra for every transaction, so you should expect to spend $4 for all the installments.
Related: BNPL with Zip Money
Pros
- Zip Pay doesn’t conduct hard credit check
- Works with hundreds of online retailers
Cons
- You will incur late fee if you fail to make your payments on time
- Charges a convenience for each installment
- Zip Pay reports all borrowers to collections
Conclusion
Zip Pay’s convenience fees mean you’ll end up paying more than you would if you use other BNPL services such as Afterpay and Splitit. However, it can still be a good fit if you need to cover expenses provided you can manage to pay up the installments on time.
