Buy New Tires Now, Pay Later

The bill of a new set of tires can quickly add up and become unreachable for most people.

In the absence of financing options, some car owners leave their vehicles in the garage until they can afford a new set of tires. But this shouldn’t be the case.

While the lifespan of a new set of tires varies between brands and tire types, the average is between three and five years. Whatever the case, replace your tires often for better traction and smooth riding.

Good quality tires are also critical to your safety and that of others.

Buy now pay later comes in handy if you’re short of cash for a new set of tires. But where can you get financing for the new set?

The following are the stores where you can get tires on BNPL.

Simple Tire

SimpleTire uses a simple business concept where they never have an inventory of their own.

Instead, they use their significant buying power to locate the best price for the tire you need. 

When brothers Josh and Andy Chalofsky were working in their family’s brick and mortar tire store in 2012, they came up with the idea for SimpleTire.

They modified a conventional tire sales business strategy into a technology-driven model with business associate Kenny Pratt. They connected independent tire vendors across the nation into one streamlined e-commerce network.

SimpleTire boasts a massive network of installers to get your new tires installed as soon as possible.

To make it easier to purchase, the firm works with Affirm and provides other payment options.

Pay Later Tires

Pay Later, with thousands of different packages and wheels, is one of the largest online tire stores that make it easy to purchase tires through the buy now and pay later.

Pay Later Tires has various financing options you can use for your next set of tires.

They accept credit or debit cards at the checkout, no credit check is necessary, and every purchase comes with free shipping.

Fill out an easy Snap Finance lease-to-own application with weekly or monthly installments. Alternatively, you can use PayPal Credit for the purchase.

The lease-to-own provider, Snap Finance, comes to the aid of cash-strapped car owners whose credit is less than perfect. The facility is available to anyone, whether they have a good credit score, or not.

Tire Rack

Tire Rack has a vast collection of Brand-name tires to pick from and accepts PayPal Credit for financing. Their decision guide is quite effective in helping you locate the right tire for your vehicle.

The site also helps you find an installer based on your location.

Once you’ve decided, you can choose whether you want the tires delivered to a suggested installer, shipped directly to you, or picked up from a nearby distribution hub. Picking up the tires saves you money, but both options are free.

Tire Rack has a fantastic array of tires, average prices, free delivery, and more when it comes to tires. The firm provides free ground shipping to most locations in the United States within 1-2 business days.

According to the company’s website, the business has ten fulfillment centers across the United States from which your tires can be shipped.

You can save cash by picking up your tires directly from your local distribution center.

Tires usually are delivered via UPS Ground, and you will receive tracking and shipping confirmation emails if you choose the tires to be delivered to you.

When you’re ready to pay, you can do so with a credit card, PayPal, PayPal Credit, or Affirm.


Tire buying has never been this easier, thanks to and their financing option. You’re provided with multiple options to pick the most convenient for you.

The first option is a Goodyear credit card with an option of 6 or 12 months financing. Goodyear also works with Affirm for either 3, 6, or 12 monthly installments, with APR rates between 10 and 30%.

For Affirm financing:

  • Enter some basic information to instant approval
  • Know what you’re going to owe without any hidden costs
  • Down payment may be necessary
  • Payment options are based on the amount

Priority Tire

Priority Tire is a web-based tire retailer that only sells tires. It operates three storage facilities in Texas, Pennsylvania, and Florida.

Unlike other tire retailers, Priority Tire does not provide tire installation services. This organization will deliver tires to your home, office, or preferred physical address if you purchase tires from them. You can then have the tires mounted by your chosen installer.

In addition, if you live near one of its three warehouses, you can choose to pick up the tires and then deliver them to your installer. If you pick up the tires from one of their storage facilities, you will receive a discount.

The tire store has discount prices for various tires and provides various financing options.

You can pay in installments through Bread, but keep in mind that a credit check is necessary.

Auto Anything

The store is the home of car tires and other accessories that you need. Whether it’s Tonneau covers or wheel caps, you can be sure to find whatever you’re searching for.

Auto Anything accepts PayPal Credit for financing.


Tires-Easy partners with Katapult, Affirm, and PayPal to provide various tire financing options and make it easy for buyers.

Pick it out at the checkout and fill out the required information to use Affirm. Choose the monthly payments that you’re most comfortable with and order.

The eligibility check will not harm your credit score, and you’ll know right away if you qualify. With Affirm, there are no hidden costs or fees, and you know right away how much you’ll pay.

Katapult is a lease-to-own platform. The financing option requires a down payment and easy installments coordinated with your payday. Katapult does not require a credit check, and the initial down payment is easy.

You can also use PayPal Credit and pay in four easy monthly installments if the purchases qualify.

Tire Agent

Ordering a new set of your favorite tire brand is as easy as with this online tire store.

Tire Agents has various financing options that don’t touch your credit score if you’re all out of cash. Typically, the store collaborates with ViaBill and Affirm to provide buy now and pay later financing.

Other participating payment plans include Paytomorrow with up to 24-month installments.

The other option is Tempoe, which allows you to pay in installments between 11 and 17 months. If you pay within 90 days, the amount is the same as with a cash purchase.

Don’t Wait Too Long for Your New Tires

When your tires are due for replacement, you shouldn’t wait for too long as they can be an accident risk or cause other technical issues. Packing inside the garage until you can afford a set of new tires is not the best solution.

Buy now pay later ensures you can acquire a new set, and use them as you pay in installments. In most cases, you pay the same amount as you’d have if you had paid in cash. The only difference is that you get the tires sooner, and you don’t have to risk driving in worn-out tires.

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