List of Online Stores That Accept Splitit to BNPL
Do you want to buy a new set of furniture pieces but you can only manage to pay in installments? Or maybe you want to shop for the latest fashion in bulk and still wish to take advantage of the BNPL plan? You might want to try Splitit.
Splitit’s slogan is quite simple, to show your credit card some pay later love by buying now and making your payments in flexible installments. Splitit keeps you from taking loans that could cost you a higher interest rate and, instead, makes it possible for you to get what you want.
Which Online Stores Work With Splitit?
Below is a list of some of the most popular online stores that allow you to use Splitit to make payments in installments:
|5||House of Bling||Furniture, Home Decor, Mattresses|
|8||ZECO Scooters||Scooters, Electronics|
|11||DreamCloud||Mattresses, Beds, Bedding|
|12||Nectar||Mattresses, Beds, Bedding, Furniture|
|13||Simba||Mattresses, Beds, Bedding|
|15||Purple||Mattresses, Beds, Bedding, Pet furniture|
|20||Vestiaire Collective||Secondhand designer clothing|
- James Allen
- Simba Sleep
- Glasses USA
- Sleep Envie
- Vestiaire Collective
- Mend Sleep
What is Splitit?
Splitit is a global payment service that enables shoppers to pay for their online purchases in interest-free monthly installments. The service doesn’t perform any credit checks to determine if you qualify for their BNPL plan, but you at least need to have a balance on your credit card.
More BNPL options: Check out AfterPay & ClearPay
How Does Splitit Work?
Splitit will request authorization from your credit card company to determine whether there are funds in your account and to reserve the purchase amount from your credit line. Splitit doesn’t charge your card; they just reserve the amount equal to the value of the products you intend to purchase.
Your credit card company will charge you for the first installment and send the money to Splitit. You’ll have your goods sent to you after this initial deposit.
Then each month, depending on the payment plan that you choose, Splitit will request authorization for the outstanding amount and charge equal installments until they’ve collected the total amount owed.
There are at least three things that make Splitit global payment solution stand out from competing services.
First, they don’t charge you any interest fee, so it’s such a flexible solution to consider, especially if you’re on a tight budget month after month.
Second, Splitit allows you to use your existing credit card to make your payments, which means you really don’t need to create another account.
And lastly, you don’t have to worry about the acceptance rate because Splitit doesn’t check your credit record to determine if you qualify. Instead, they only require you to have a balance available on your credit card.