Sezzle: List of Online Stores That Accept Sezzle to BNPL

Digital payment solutions are a dime a dozen these days. A quick Google search returns a ton of options than you even have the time to check.

And interestingly, there are buy now, pay later solutions, which are great plans that let you own products after paying at least 25% of the asking price at checkout. This is where Sezzle comes in.

What is Sezzle?

Established on the principle of empowering Generation Z and the Millennials, Sezzle is a buy now, pay later digital payment solution that, like LayBuy, allows you to pay for purchases in equal installments spread out over a period. Sezzle allows you to make payments online or at the respective merchant’s storefront.

Understand that Sezzle offers smaller limits for new customers. Expect to get $50 to $200 worth of money to spend if you’re just getting started with this payment platform. Your limit will increase over time as you build your history of timely payments.

Unlike Affirm, Sezzle doesn’t operate based on the principle of hard credit checks. That means you can get instant approval even if you don’t have the very best credit score. However, you won’t qualify for all the purchases, so it’s best to check what you’re eligible for as a customer.

Sezzle does allow you to build a good record with them by using the service often and making timely payments. And that can go a long way to improve your scores and enhance your eligibility for purchases that you may not have qualified for earlier.

Here’s a list of some of the most popular stores that allow you to use Sezzle to make installment payments for products:

1TargetElectronics,  Appliances, Computers, Cell phones, Furniture, Smart home
2GamestopComputers, Laptops
4Jessica SimpsonJewelry
7Monos LuggageLuggage
8Bass Pro ShopFishing equipment, Hunting Gear, Clothing, Shoes
10Touch of  ModernHome Decor
11Fun.comGifts, Toys, Clothing
12Shop AdornWomen’s Clothing, Shoes, Jewelry, Sunglasses

How Does Sezzle Work?

As a digital payment solution, Sezzle allows you to divide your payment plan into four equal installments, payable over the next six weeks. Your first installment is 25% of the total price pay at checkout. You’ll pay the other three installments within 6 weeks, which means Sezzle will deduct money from your credit card fortnightly without charging an interest.

Sometimes Sezzle will miss your payment because you don’t have sufficient funds in your account. In this case, Sezzle gives you up to 48 hours to make sure there’s enough money in your account. If they still can’t process payment after the grace period, they’ll apply a $10 fine.

Sezzle tends to be more flexible when it comes to making payments. At the very least, they allow you to reschedule repayment. The first rescheduling is free, and the ones after that attract an additional fee of $5.


  • No hard credit check
  • Flexible payment plans
  • No interest charged on your installment plans


  • You must pay fee for late or rescheduled payments
  • First time users have a lower limit
  • You can’t contact Sezzle for refunds


Sezzle app is an easy-to-use solution, not to mention that it isn’t too restrictive.

Given that it works with a network of more than 34,000 businesses with a wide range of product categories, you can buy just about anything with Sezzle’s BNPL plan.

Payment rescheduling is one unique feature that sets this brand apart from related solutions. At least they give you the flexibility you need to make payments in your own terms, provided you’re willing to pay a $5 rescheduling fee.

There’s even Sezzle Up, an option with which you allow Sezzle to report your credit record to the credit bureau. This can be a great way to build your credit score so you can become eligible for more offers from other similar services or lenders.

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