Online Stores That Accept Katapult to Buy Now, Pay Later

You can easily pay full price for standard items at checkout. But it’s a different case for high-end products such as furniture pieces, home appliances, and electronics. For the most part, you might need lease-to-own financing to settle the purchase on a BNPL payment plan.

This is where Katapult comes in.

With Katapult, you can apply for a new lease of up to $3,000 even if you have a low credit score or no credit rating at all. Then you can start your lease with a lower initial payment and own the product at any time.

What is Katapult?

Katapult is a financing service that allows you to get a lease-purchase transaction with no long-term commitments whatsoever. As an interest-free service, Katapult makes it possible for you to own the products you need the most but can’t pay for in full at checkout for one reason or the other.

Given that it doesn’t charge you an interest rate for the lease-to-own financing, Katapult probably makes the best alternative to Acima Credit, which charges its customers a convenience fee for every installment transaction.

Katapult works with some of the top online stores on the planet, some of which are undoubtedly the best you’ve ever come across.

What’s more?

You can buy just about anything with the financing option that Katapult provides, from fitness equipment and electronics to power tools and jewelry.

What Stores Allow You to BNPL With Katapult?

1PC RichardComputers, Laptops, Electronics, TV’s
2LenovoComputers, Laptops, Electronics
3WayfairFurniture, Home decor, Kitchen appliances
4Michaels FurniturestoreFurniture
6MotorolaCell  phones
7SimplyMacCell phones
8Wing AlphaCell  phones
9Abes of MaineTV’s, Computers, Appliances, Cameras
10Luft BedsMattresses
11Lots to SaveComputers, Cameras
12BedMartMattresses, Furniture
13Helix SleepMattresses, Beds, Bedding
14Discount Pools DirecsPools
15GhostBed  MatressMattresses, Beds, Bedding
16Level SleepMattresses
17DreamCloudMattresses, Beds, Bedding
18The Purple ShopWomen’s Clothing
19Awara SleepMattresses, Beds, Bedding
20BananasMen’s & Women’s clothing
21Birch by HelixMattresses, Beds, Bedding
22Luma SleepMattresses, Beds, Bedding
23AcoPowerSolar panels
25Affordable Furniture To GoFurniture

How Does Katapult Work?

Katapult focuses on making money available to you at checkout so you can own high-end products and make payments in installments over time.

Related article: How to use katapult for Wayfair

Unlike many BNPL services, which require you to pay a 25% down payment at checkout, Katapult requires you to pay only $45 at checkout, even for an expensive product such as a Lenovo gaming laptop. You then spread out the other payments depending on your budget.

One thing that stands out about Katapult is they aren’t strict on when you should make your payments. Instead, you do have the option to pay off your lease at any time, with early payments saving you more money.


Katapult gives you the flexibility you need to lease products now and own them as soon as you complete making the final payment. In fact, paying early ensures you don’t incur additional charges but save more instead.

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