In 2010 Obillex’s team of funding, payments and trade finance experts set out to solve the finance problem faced by small and medium sized businesses as a result of the ongoing banking crisis. In conjunction with discussions with the UK Government, it set up the Obillex platform, to enable accredited investors to fill the funding gap faced by SMEs as traditional sources of financing proved unavailable or too expensive (particularly to the smallest companies).

The Obillex solution enables bank and non-bank Investors to directly support supply chain financing demand for a reasonable yield, on a high quality, self-liquidating instrument, and helps safeguard the future prosperity of business communities. Obillex is a software company and our solution uses the creditworthiness of the public sector and large corporations to attract capital market investors to fund payments to suppliers of all sizes. Obillex provides a very efficient electronic system to eliminate the inefficiency and expense of older solutions provided by incumbents. In doing so Obillex’s easy-to-use solution provides suppliers with access via the platform to funding for their working capital at a charge that is much lower than most other finance options.


Our team has held board and senior management positions within McKinsey, Axa, Barclays, Nomura, Anglian Water, LGSS and HM Treasury

Alan Morgan


Alan has a distinguished career in the financial services and investment advisory industry. He spent 28 years at McKinsey & Co where he led the financial services practice in the UK, Europe and the Middle East. He was a board member of the McKinsey Investment Office, which oversees £8 billion of staff and partner retirement and investment products. He also chairs AdFisco, a financial services advisory company that also invests in innovative growth companies in financial services and is the Non – Executive Director of a number of companies notably Axa Investment Managers and KBL European Private Bankers S.A. An experienced venture capitalist, Alan co-founded MMC Ventures in 2000 to invest in early stage growth companies and it is one of the most active investors in this field. Alan has an MBA from Harvard University, MA in Law from Trinity College, Oxford and he is a qualified Barrister.

Jocelin Harris


Jocelin studied law at Oxford and then qualified as a solicitor in the City of London. After qualification he joined the legal department at Esso Petroleum for two years following which he became a director of a private bank in the City. In 1986 he left the City and became involved full time in advising and financing start up and early stage businesses. He has been a Liveryman of the Worshipful Company of Drapers since 1988 and is a trustee of the St Peter’s College Foundation. He was a member of the governing body of Queen Mary, University of London for ten years during which time he served as vice chair. He is currently a director of two quoted Venture Capital Trusts and of a number of private companies in the UK and the USA. He is married and has three daughters and lives in West London.

Sam Broadhead


Sam joined Rosette Merchant Bank LLP (“RMB”) as Chief Operating Officer in October 2014 from a leading London based Structured Credit Asset Management firm where she grew the business from its start-up phase, leaving after seven years as Managing Director. Her previous financial services experience includes roles with Nomura International as an Assistant Vice President within the Fixed Income Division and then with Lehman Brothers as a Vice President in the Investment Banking Division Prior to her financial services career, Sam was commissioned as a British Army Officer having graduated from the Royal Military Academy Sandhurst in 1997. During her time in service she served with a number of Regiments including roles with the Infantry and the Royal Engineers. Sam holds a BSc (Hons) in Special Psychology. Sam was appointed as the Chief Executive Officer of Rosette in March 2018, having been acting CEO since July 2017 and in her spare time is a governor of a leading independent school in Wiltshire.

Nigel Smith


Nigel was former CEO of the Office of Government Commerce (OGC), and former 2nd Permanent Head of HM Treasury. As head of both the procurement and project management professions across the Civil Service, he has led improvements in skills and capability across a range of disciplines including procurement, project management, property management and environmental sustainability. Whilst at the OGC, he was responsible for leading the drive to modernise government procurement and deliver value for money. He set out a clear procurement framework that all government departments could follow, as well as managing the relationship with government’s key suppliers across some of the country’s largest projects. Nigel is a Director of FTSE and global industrial businesses.

Brandon Davies


Brandon has been an adviser to Obillex’s founder since before the company was formed. He lectures the Risk Management Module for Buckingham University’s MSc in Finance and is a member of the Financial Markets Group at the London School of Economics (LSE). He sits on advisory councils for several “think tanks” including the CSFI and Long Finance. He lectures extensively on subjects in banking and risk management and has written numerous papers and articles and six books on these subjects. Until December 2009, Brandon was Managing Director of the Global Association of Risk Professionals Risk Academy, which he joined after retiring from Barclays Bank where he was treasurer of retail banking and a member of the banks executive committee. Prior to that appointment he was Head of Structured Products at Barclays Capital and Managing Director of Financial Engineering at BZW. In addition to his board director’s position at Obillex Limited, Brandon is a director of Shariah Trade Finance Limited and a Trustee of the Responsible Finance Institute. He holds a degree in economics from University College London.


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